by admin | Nov 27, 2023 | General Law
Question: Which ink color (black or blue) is legally binding when signing legal or contract documents? Answer: Thanks a lot … I expected this question to require five minutes to research. An hour later, I am still reading about early Chinese dynasties and American...
by admin | Nov 22, 2023 | Insurance
Question: Should I buy an extended warranty for my large gifts this holiday season? Answer: Don’t you love the slew of questions at the checkout counter? Are you a rewards member? Would you like to sign up for a credit card to save $2.00. And the hardest one: would...
by admin | Nov 18, 2023 | Nursing Home
Question: My widowed mother is getting close to needing a nursing home. She has too much money to qualify for MassHealth. However, my name is on her accounts as a joint owner. Will this cut the total value of her assets in half? Answer: The answer to this question is...
by admin | Nov 10, 2023 | Elder Law
Question: I moved in to care for my widowed mom three years ago. Her needs have progressed greatly, and we are now shopping for nursing homes. She has no money and owns her home. Is there a way to protect her house? Answer: It sounds like your mother will qualify for...
by admin | Nov 4, 2023 | Estate Planning, Nursing Home
Question: We attended a dinner hosted by a large estate planning firm. They got us excited about signing up for nursing home protection planning. To be safe, we sought your “second opinion.” You took a close look at our finances, saw our $1 million IRA and advised...
by admin | Oct 29, 2023 | Sellers
Question: My aunt died in her home. Since her death, family members swear they have seen paranormal activity in the house. Ghost hunters were actually called to the house to investigate. I am listing the home for sale on the market. Do I need to disclose this as a...
by admin | Oct 26, 2023 | Elder Law
Many think that hospice care solely administers medication to make people who are dying imminently feel more comfortable. However, hospice care is much more than that. It can positively impact the quality of one’s life during their final journey, as well as assist the...
by admin | Oct 25, 2023 | Nursing Home
Question: My mother is entering a nursing home and applying for MassHealth to pay the monthly cost. They say her assets must be under $2,000 to qualify. She has one bank account containing $10,000 and one bond for $10,000. My name is on both assets with my mother....
by admin | Oct 19, 2023 | Estate Planning
Question: What is the difference between an estate plan and a will? Why do I need one? Answer: A basic estate plan consists of a will, health care proxy, durable power of attorney and often a declaration of homestead verses a single will. Ninety-nine percent of the...
by admin | Oct 9, 2023 | Estate Planning
Question: I was adopted at a young age. I was raised by wonderful adoptive parents. Late in life, I reconnected with my biological mother. All of my parents are elderly and estate planning is being discussed. Can I inherit from my adoptive parents? By contrast, can...
