by admin | Jun 23, 2024 | Probate (death)
You leave behind a lifetime of possessions when you die, from real estate to stocks and bonds, furniture and clothing, and all the other assets you have accumulated over the decades. This accumulation of assets is your estate. If you are like most people, you intend...
by admin | Jun 16, 2024 | Insurance, Loan Closing Facts
Have you ever thought about how many decisions you make every day? While you may be able to make these decisions today, this can change dramatically if you ever start experiencing physical or mental decline or become incapacitated. Unfortunately, incapacity can strike...
by admin | Jun 9, 2024 | Nursing Home
Aging is an inevitable part of life. For many, aging also means requiring care from others, either in your own home, an assisted living facility, or a nursing home. The question of how to pay for this care is a pressing one for many seniors or even for younger people...
by admin | Jun 2, 2024 | Insurance, Loan Closing Facts
When it comes to setting up an estate plan, many individuals think of a Last Will and Testament, Trusts and other ways to handle the distribution of their assets. However, one critical aspect often overlooked is the role of disability insurance in safeguarding your...
by admin | Jan 2, 2024 | Loan Closing Facts
Applying for a mortgage loan? Here are the top five things to avoid as advised by First American Title Insurance Company to ensure your loan is approved. Don’t change your marital status. How you hold title is affected by your marital status. Be sure to make...
by admin | Nov 27, 2023 | General Law
Question: Which ink color (black or blue) is legally binding when signing legal or contract documents? Answer: Thanks a lot … I expected this question to require five minutes to research. An hour later, I am still reading about early Chinese dynasties and American...
by admin | Nov 22, 2023 | Insurance
Question: Should I buy an extended warranty for my large gifts this holiday season? Answer: Don’t you love the slew of questions at the checkout counter? Are you a rewards member? Would you like to sign up for a credit card to save $2.00. And the hardest one: would...
by admin | Nov 18, 2023 | Nursing Home
Question: My widowed mother is getting close to needing a nursing home. She has too much money to qualify for MassHealth. However, my name is on her accounts as a joint owner. Will this cut the total value of her assets in half? Answer: The answer to this question is...
by admin | Nov 10, 2023 | Elder Law
Question: I moved in to care for my widowed mom three years ago. Her needs have progressed greatly, and we are now shopping for nursing homes. She has no money and owns her home. Is there a way to protect her house? Answer: It sounds like your mother will qualify for...
by admin | Nov 4, 2023 | Estate Planning, Nursing Home
Question: We attended a dinner hosted by a large estate planning firm. They got us excited about signing up for nursing home protection planning. To be safe, we sought your “second opinion.” You took a close look at our finances, saw our $1 million IRA and advised...
