Hospice Benefits Are Mostly Unknown

Certain experiences throughout my practice move me to stray away from my column’s typical question & answer format. I was recently privileged to learn about the numerous benefits Hospice offers to families. I want to share my intellectual findings with my readers....

High Interest Loans Not Illegal

Question: I am behind on my mortgage payments. The bank’s foreclosure sale is about a month away. We know someone who is willing to loan us some money at a high interest rate – 25%. We really appreciate the help, but is this something that is even legal? Answer:...

Beware Common Landlord Errors

Q: I just purchased a vacant property for rental income. What should I put into consideration, before I start to rent it out? A: Because the largest area of trouble for a landlord surrounds security deposits, the last two columns discussed regulations governing a...

Should You Buy With Mortgage or Cash?

Question: I am currently selling my lifelong home and downsizing to a condo. I will make enough from my sale to pay for the condo outright. Some people have told me “Its freeing to live without a mortgage”. While others say, “It is financially beneficial to have a...