High Interest Loans Are Not Illegal

High Interest Loans Are Not Illegal

Question: I am behind on my mortgage payments. The bank’s foreclosure sale is about a month away. We know someone who is willing to loan us some money at a high interest rate – 25%. We really appreciate the help, but is this something that is even legal? Answer:...

Title Theft: The New Boogeyman

Question: I hear a lot recently about the title theft, where a fraudster can steal the title to my home. What should I do to protect myself? Answer: My senior clients are asking about title theft more often in the past few months. But is the risk real? Yes, it is...

Springtime Brings Flood Insurance Claims

Spring is here, and flood insurance carriers typically see a bump in claims. Common questions arise about what is covered by flood and homeowners insurance. Homeowners insurance coverage: Is flood damage covered by a homeowner’s insurance policy? No. Water seepage...