by admin | Jun 16, 2024 | Insurance, Loan Closing Facts
Have you ever thought about how many decisions you make every day? While you may be able to make these decisions today, this can change dramatically if you ever start experiencing physical or mental decline or become incapacitated. Unfortunately, incapacity can strike...
by admin | Jun 2, 2024 | Insurance, Loan Closing Facts
When it comes to setting up an estate plan, many individuals think of a Last Will and Testament, Trusts and other ways to handle the distribution of their assets. However, one critical aspect often overlooked is the role of disability insurance in safeguarding your...
by admin | Jan 2, 2024 | Loan Closing Facts
Applying for a mortgage loan? Here are the top five things to avoid as advised by First American Title Insurance Company to ensure your loan is approved. Don’t change your marital status. How you hold title is affected by your marital status. Be sure to make...
by admin | Oct 29, 2023 | Sellers
Question: My aunt died in her home. Since her death, family members swear they have seen paranormal activity in the house. Ghost hunters were actually called to the house to investigate. I am listing the home for sale on the market. Do I need to disclose this as a...
by admin | Oct 1, 2023 | Buyers, Loan Closing Facts
Question: We are buyers, applying for a mortgage. Our lender yelled at us for getting a department store credit card, during the process. I just wanted to save 20% with my back to school clothes purchase. Did I mess up our mortgage application? Answer: While applying...
by admin | Jul 5, 2022 | Home Ownership, Real Estate
Question: I am behind on my mortgage payments. The bank’s foreclosure sale is about a month away. We know someone who is willing to loan us some money at a high interest rate – 25%. We really appreciate the help, but is this something that is even legal? Answer:...
