by admin | Oct 29, 2023 | Sellers
Question: My aunt died in her home. Since her death, family members swear they have seen paranormal activity in the house. Ghost hunters were actually called to the house to investigate. I am listing the home for sale on the market. Do I need to disclose this as a...
by admin | Oct 1, 2023 | Buyers, Loan Closing Facts
Question: We are buyers, applying for a mortgage. Our lender yelled at us for getting a department store credit card, during the process. I just wanted to save 20% with my back to school clothes purchase. Did I mess up our mortgage application? Answer: While applying...
by admin | Jul 5, 2022 | Home Ownership, Real Estate
Question: I am behind on my mortgage payments. The bank’s foreclosure sale is about a month away. We know someone who is willing to loan us some money at a high interest rate – 25%. We really appreciate the help, but is this something that is even legal? Answer:...
by admin | Jun 27, 2022 | Buyers
Question: I am currently selling my lifelong home and downsizing to a condo. I will make enough from my sale to pay for the condo outright. Some people have told me “It’s freeing to live without a mortgage.” While others say, “It is financially beneficial to...
by admin | Jun 27, 2022 | Buyers
Question: I made an offer to buy a house, about two days ago. We have yet to hear back from the sellers. We have been looking around at other homes and fell in love with another house. What if the seller of the original house accepts our offer? Will we be stuck buying...
by admin | Dec 8, 2021 | Buyers
Question: My mortgage loan application was denied, because the mortgage broker claims my loan to value ratio is too high. He always confuses me with technical lingo and jargon. I never really trusted him. If I want a second opinion, do I have to start over again with...
