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College Students Still Need Their Parents

Question: My daughter is going to live at college in the fall. In case of a problem, do I need anything legally to support her medically or financially? Answer: I remember my freshman year at college.  Though I was technically … Read More

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Thinking of getting pregnant? Get life insurance first.

Question: I’m pregnant and thinking about applying for life insurance.  My agent tells me to hold off my application until after labor.  Am I being discriminated against because I am pregnant? Answer: While many life insurance companies officially claim to … Read More

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Does Marriage Help or Hurt with Nursing Home Funding?

Question:  When a senior enters a nursing home and applies for Masshealth long term nursing care coverage, what effect does their marital status have? Answer:  There are two sets of rules for married vs. single applicants for Masshealth long term … Read More

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Mother Doesn’t Want Her Ex Raising Kids

Question: My children’s father has never been a part of their lives.  In my Will, can I name a guardian for my kids, other than their father? Answer: Nominating a guardian to raise your minor children is a difficult decision … Read More

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Beware Kids’ Creditors With Life Estate Deed

Considering a life estate deed, as an inexpensive alternative to a Nursing Home Protection Trust?  Think again. If you put your kids on your deed, their creditors can lien your home.  When your kids owe money, have an accident, get … Read More

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Mother Doesn’t Want Ex Raising Kids If She Dies

Question: My kids’ father has never been a part of their lives. In my Will, can I name a guardian for my kids, other than their father? Answer: Nominating a guardian to raise your minor children is a difficult decision … Read More

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Divorcing Seller Raises Purchase Concern

Question: I am buying a house from an owner, who is going through a divorce. According to the current deed, he is the only title holder; but the couple were married when he bought the house.  Will the divorce mess … Read More

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Distracted Driving Bill: Important Points

Distracted Driving Bill: Important Points What is not allowed?   No holding or using your cell phone with your hands or fingers No tapping buttons, even if the device is in a holster. No watching Netflix or funny cat videos. What … Read More

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Buy Extended Warranty? Stats Say No

Question: Should I buy an extended warranty for my large gifts this holiday season? Answer: We have all been there. Exhausted. Checking out of a long line. Enamored by the lack of intelligence in today’s checkout personnel. Then they hit … Read More

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Frequent Flyer Miles Can Be Inherited

Question: My father was a business traveler.  He recently passed away, owning tons of frequent flyer miles.  Can his miles be passed in his Will? Answer: Most airlines reserve the right to refuse the inheritance of frequent flyer miles.  Though, … Read More

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Home Equity Line Could Freeze

Question: I am selling my home this year. We will buy a condo, and intend to use our current home equity line of credit to fund the condo’s deposit.  Does the home equity line of credit need to be paid … Read More

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Set Boundaries When Living With Kids

Question:  We are moving in with our kids to help both generations financially.  The living areas share a wall and a doorway.  Privacy is a concern for us.  Have you seen families who have succeeded sharing a home together? Answer:  … Read More

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Original Deed Not Needed

Question:  For decades, I kept my original deed in a private lock box in my home.  We are preparing for a move, and packed everything up in storage.  My closing is next week, and I can’t immediately get to my … Read More

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Life Estate Deed Passes Title

Question: My husband and I gave our children a deed reserving a life tenancy for us.  I have since seen varied language used in life estate deeds of friends and family.   Our lawyer has passed away, so I decided to … Read More

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Second Will Opinion Gives Unbiased Advice

Question:  My wife and I wrote basic wills many years ago.  I would now like to change the percentages of shares I leave behind to my children. However, my life-long family’s lawyer tells me I can’t change my will.  Am … Read More

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Fraud Tickets Won’t Ruin Your Evening

Last Saturday, my kids celebrated their luck in finding Taylor Swift concert tickets.  I remained uncomfortable buying from the online flea market website – Craigslist. Relentlessly, I quizzed the seller over the phone.  I even tested his integrity by secretly … Read More

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Notary Relationship Changes

Question: Last year my girlfriend notarized my signature on a contract.  Since then, we got married. Is her notarization nullified as a result? Answer: A plain reading of the Massachusetts Executive Order establishing standards of practice for notaries public shows … Read More

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No Lien for Short Nursing Home Stay

Question: My mother spent two months in a nursing home.  Then, her health improved allowing her to return home.  We are applying for Masshealth to pay the bill.  Will Masshealth place a lien on her home? Answer: Here is the … Read More

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Frequent Flyer Miles Can Be Inherited

Question: My father was a business traveler.  He recently passed away, owning tons of frequent flyer miles.  Can his miles be passed in his Will? Answer: Most airlines reserve the right to refuse the inheritance of frequent flyer miles.  Though, … Read More

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Zillow.com Accuracy Needs Work

Question: How accurate is the website: zillow.com, in evaluating the market value of my home? Answer: The industry is apparently not yet ready for robot Realtors.  The industry’s most popular real estate valuation website, zillow.com, still can’t achieve a comparable … Read More

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Summertime is right time for estate planning

Question:  When is the best time of year to focus on my estate planning? Answer:  My first answer is: the moment you think about getting a Will or Trust, just pick up the phone.  Simply call a lawyer for an … Read More

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Terms and Conditions are Contracts

Question: When I click the terms and conditions box, on a website, am I legally bound? Answer: Whether you read it or not, a website’s Terms of Use is actually a legal contract between the website owner and you.  Courts … Read More

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College Students Still Need Their Parents

Question: My daughter is going to live at college in the fall.  She is now 18 years old. In case of a problem, do I need anything legally to support her medically or financially? Answer: I remember my freshman year … Read More

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Child’s Inheritance Is Somewhat Guaranteed

Question:  Today, I learned that my Father cut me out of his will. We have a difficult history, I admit.  But, is it legal?  Can a parent keep a child from their inheritance? Answer:  Regardless if your Father’s motivation, he … Read More

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Borrower’s Credit Score: How Low Can It Go?

Question:  I hear mortgage lending regulations are loosening.  I have always struggled with a low credit score.  What score is “too low” to get a mortgage loan? Answer:  I know lenders who are thrilled, they can offer more loans to … Read More

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Retired? Check Your Social Security Credits

Question: My husband passed recently, and I applied to receive survivor benefits under his social security.  However, I was denied.  Apparently, my husband retired from work, when he was a few credits short from collecting social security. Answer: You raise … Read More

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Two Missing Words Costs Family Thousands

Question: I deeded my house to my son and daughter back in the 1980’s.  I live there under a reserved life estate.  My daughter passed away ten years ago, leaving her family behind.  I am wondering who owns my house? … Read More

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Not all Debt are Equal After Death

Question: My Mom died recently leaving a Will, a few assets, and a bunch of debt.  I filed for probate and received many claim letters from creditors.  How do I decide who gets paid if there is not enough money? … Read More

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Divorcing Seller Raises Concern

Question: I am buying a house from an owner, who is going through a divorce.  According to the current deed, he is the only title holder, but the couple was married when he bought the house.  Will the divorce mess … Read More

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Financing Contingency Steps Needed

Question: I am a real estate agent, whose customer is buying a home in a few weeks.  His mortgage financing contingency expired yesterday, but the good news: he was approved for a mortgage loan!  I am worried, however, because we … Read More

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Younger Widowed Spouse Can Stay in Home despite Reverse Mortgage

Question: My husband got a reverse mortgage on our home 3 years ago.  At the time, I was under the age limit of 62, and was not part of the loan.  He recently passed away.  Will the reverse mortgage company … Read More

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Beware Kids’ Creditors with Life Estate Deed

Considering a life estate deed, as an inexpensive alternative to a Nursing Home Protection Trust?  Think again. If you put your kids on your deed, their creditors can lien your home.  When your kids owe money, have an accident, get … Read More

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New Home Contract Needs Specifics

Question: Last year we lived a nightmare trying to buy a new home.  The shady builder took us for a ride.  We lost our deposit and the home.  Among many unscrupulous tactics, the builder charged us an additional few thousand … Read More

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Distracted Driving Bill: Important Points

What is not allowed when driving?   No holding or using your cell phone with your hands or fingers No tapping buttons while driving, even if the device is in a holster. No watching Netflix or funny cat videos. What is … Read More

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Blood Isn’t Thicker Than Interest

Question:  My daughter is buying her first home, but struggling to qualify for a bank loan.  I want to help by loaning her the money, interest free. I hear the IRS won’t allow it.  Is this true? Answer:  First, are … Read More

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Gift Tax: Often Misunderstood

Question: I would like to make a few large cash gifts to my children and grandchildren.  This way I can watch them enjoy it while I am alive, rather than by inheritance.  I believe a certain amount can be given … Read More

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Mother Doesn’t Want Her Ex Raising Kids, If She Dies

Question: My kids’ father has never been a part of their lives.  In my Will, can I name a guardian for my kids, other than their father? Answer: Nominating a guardian to raise your minor children is a difficult decision … Read More

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Are You Willing to Bet On Your Lifespan?

Question:  I am getting ready to select how I want my pension to be paid, when I retire.  Do you have any advice about the various payment style options? Answer:   Congratulations.  Pensions are becoming a rare benefit, offered primarily … Read More

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Borrower’s Credit Score: How Low Can It Go?

Question:  I hear mortgage lending regulations are loosening.  I have always struggled with a low credit score.  What score is “too low” to get a mortgage loan? Answer:  I know lenders who are thrilled, they can offer more loans to … Read More

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Child Will Inheritance is Somewhat Guaranteed

Question:  Today, I learned that my Father cut me out of his will. We have a difficult history, I admit.  But, is it legal?  Can a parent keep a child from their inheritance? Answer:  Regardless if your Father’s motivation, he … Read More

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College Students Still Need Their Parents

Question: My daughter is going to live at college in the fall.  She is now 18 years old.  In case of a problem, do I need anything legally to support her medically or financially? Answer: I remember my freshman year … Read More

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Help Your Lawyer Help You

Question: How can I help my lawyer, work with maximum efficiency?  For example: can I perform my basic research, or help with administrative items? Answer:  Most lawyers maintain staff and systems which would only be disrupted by your direct involvement.  … Read More

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A Road by Any Other Name…

Question: What is the difference between a “street” and a “road”?  And, is there a system to highway numbering? Answer: There is little standardization whether your address is a street, terrace, court, circle, or etc.  Local street naming practices lend … Read More

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Should You Buy with Mortgage or Cash?

Question:  I am selling my lifelong home and downsizing to a condo.  I will make enough from my sale to pay for the condo outright.  Some people tell me “it’s financially beneficial to have a mortgage”.  Others say “its freeing … Read More

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Two Missing Words Costs Family Thousands

Question: I deeded my house to my son and daughter back in the 1980’s.  I live there under a reserved life estate.  My daughter passed away ten years ago, leaving her family behind.  I am wondering who owns my house? … Read More

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Who Gets Mom’s Jointly Held Account?

Question: My mom just died.  Her will leaves everything equally to my sister and me. But, my Mom and I held a joint account together.  This sizable account does not pass through her will.  I am being told the account … Read More

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Does Marriage Help or Hurt with Nursing Home Funding?

Question:  When a senior enters a nursing home and applies for Masshealth long term nursing care coverage, what effect does their marital status have? Answer:  There are two sets of rules for married vs. single applicants for Masshealth long term … Read More

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Retiring? Check Your Social Security Credits

Question: My husband passed recently, and I applied to receive survivor benefits under his social security.  However, I was denied.  Apparently, my husband retired from work, when he was a few credits short from collecting social security. Answer: You raise … Read More

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Don’t skimp on Property Insurance

Buying a home? Need homeowners insurance? Beware the perils of insufficient property insurance limits. When selecting the amount of property insurance coverage, a homeowner considers the cost to replace only dwelling’s structure – not the market value of the entire … Read More

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Does Attorney Client Confidentiality Last After Death?

Question: My mother died a few years ago.  I asked her lawyer for information about her life insurance decisions – who she named as beneficiary, when she completed paperwork, etc.  The lawyer refused to give me any information.  Does he … Read More

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Opt Out of Credit Card Offers

Question: I get credit card offers in the mail, every week.  Do these junk mail advertisers get my information from the credit reporting agencies?  Will their numerous inquiries harm my credit score? Answer: You are correct about the source of … Read More

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Unrecorded Deed Still Legal

Question: Last year, my neighbor gave us a small lot of land.  We paid short money and handled matters privately, without a lawyer.  I have the deed, but never recorded it with the registry of deeds.  Is it valid today? … Read More

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Difference between an Estate Plan and a Will

Question: What is the difference between an Estate Plan and a Will?  Why do I need one? Answer: Versus, just a single Will, a basic estate plan consists of a Will, Health Care Proxy, Durable Power of Attorney and often … Read More

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Are you Judgment Proof?

Question: Debt collectors are hounding my wife and I over some credit card debt. While we acknowledge owing money, my only income is derived from federal disability, and my wife receives unemployment benefits.  Are we judgement proof? Answer: Without attachable … Read More

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Beware of the Common Landlords Errors

Question: I just purchased a vacant property for rental income.  What should I consider, before I rent it out? What about landlords? Answer: Because the largest area of trouble for a landlord surrounds security deposits, the last two columns discussed … Read More

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Set Boundaries When Living With Kids

Question:  We are moving in with our children to help both generations financially.  The living areas share a wall and a doorway.  Privacy is a concern for us.  Have you seen families who have succeeded sharing a home together? Answer:  … Read More

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When Is A Cash Offer Not A Cash Offer?

Question: I am selling my home to a real estate developer, who submitted a cash offer.  Now, he is asking for an extension to allow his lender some more processing time.  I am angry. I did not think he was … Read More

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Original Deed Not Needed

Question:  For decades, I kept my original deed in a private lock box in my home.  We are preparing for a move, and packed everything up in storage.  My closing is next week, and I can’t immediately get to my … Read More

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Short Sale Approval Depends on Hardship

Question: I requested a short sale from my bank.  Even though I am up to date on my payments, the bank stated they may consider my request.  I need to write a letter of hardship.  What basis of “hardship” can … Read More

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Medallion Signature Acts as Super Notary

Question: I am transferring stocks and must obtain a medallion signature guarantee stamp on the transfer form.  What is this and how do I get one? Answer: Certain financial transactions require special security precautions.  Businesses are very conscious of identity … Read More

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Spouse Doesn’t Own Home, Signs Mortgage Anyway

Question:  My husband owns his parent’s former home.  He is getting a home equity loan and the closing attorney says I need to attend and sign the mortgage.   My name is not on the deed, so why do I need … Read More

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Probate Bond Always Needed

Question:  My Mother’s will name me as the personal representative of her estate, and says, “I can serve without the need for a bond.”  When I filed with will with the probate court, I was told I needed to complete … Read More

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Does Trust Legal Fee Include Asset Transfer?

Question:  Two years ago, a lawyer created a trust for my wife and me.  We wanted to protect our home and larger investment assets from being depleted, in case of a nursing home admission.  We paid a lot of money … Read More

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Seniors Shouldn’t Pay Bank’s Copy Fees

Question:  My husband has entered a nursing home.  I am applying for Masshealth, and have to get three years of bank account statements.  We do not have these records at home, and need to visit each of our banks to … Read More

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Watch for Lawyer Keeping Original Will

Question: The lawyer, who wrote my will 20 years ago, has retired.  I can’t get hold of anyone to locate my original will, which the lawyer kept in his file.  Where should I turn to find my old will? Answer:  … Read More

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Notary’s Relationship Changes

Question: Last year my girlfriend notarized my signature on a contract.  Since then, we got married. Is her notarization nullified as a result? Answer: A plain reading of the Massachusetts Executive Order establishing standards of practice for notaries public shows … Read More

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Beachfront Property Not Always Private

Question: I just bought a beachfront home, because it was my lifelong dream to have a private beach.  However, I am told that members of the public can cross my beach anytime.  Is this true? Answer: I am happy to … Read More

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Inheritance Not Taxable Income

Question:  After I die, will the proceeds from my life insurance policy be taxable as income to my family. Answer:  Proceeds from life insurance are not taxable as income. Neither are other inheritance funds, such as bank accounts, real estate … Read More

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Hang On To Estate Sale As Long As Possible

Question:  I am considering making an offer to buy a house currently owned by an estate.  They say my right to buy can be overridden, if a higher offer comes along.  Is this true? Answer:  Estate sales are different from … Read More

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Condo Boards Must Act to Recover Fees

Question:  I am a trustee for a small condo association.  We have four units in total.  A couple of years ago, one-unit owner lost his job and was unable to pay his monthly fees.  We all liked him and did … Read More

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Online Purchases Can Be Disputed

Question: I did a lot of online shopping this year through major retail websites.  I am still waiting for delivery on some of the items.  What kind of recourse do I have because they were late for Christmas?  I had … Read More

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Funds Available for Clients Harmed by Lawyers

Question: What options are available for clients who lose money from a lawyer’s wrongdoing? Answer: History has shown legal professionals have the means to violate their clients’ trust while in possession of escrow money.  For lawyers embroiled in personal or … Read More

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Renter’s Insurance Offers Plenty Coverage

Question: I am putting my home up for rent.  We have a pool.  My prospective tenants have teenage children.  I am worried about liability.  Does renter’s insurance protect against liability? Answer: My first experience with renter’s insurance came after my … Read More

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Over 55 Developments Retain Local Residents

Question:  My wife and I are 60 years old looking at townhouses.  Many complexes will provide age restrictions such as being over 55 years old.  While this is common, and understandable, I was wondering the true motivation behind this age … Read More

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Disabled Child Can Inherit Without Losing Benefits

Question: I have a small estate to pass on to my children.  I need to create a Will.  However, my adult daughter is disabled and receives governmental benefits.  If she inherits my estate, she will lose her benefit eligibility.  How … Read More

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Bankruptcy Filing Affects Creditor Already Paid

Question: I run a real estate appraisal business.  One of my mortgage company customers recently filed for Bankruptcy.  I was scared at first upon receiving the notice of filing; yet the mortgage company owes me very little money.  I didn’t … Read More

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Business, Family, and Loans Don’t Mix Well

Question: Last year, my cousin lost his job and asked me for a loan. I lent him two thousand dollars to help cover his mortgage.  We didn’t discuss details about repayment or put anything in writing.  After he got a … Read More

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Opt Out of Credit Offers

Question: At least five times per week, I receive offers for credit cards in the mail.  I am told these junk mail advertisers get my information from the credit reporting agencies.  Will their numerous inquiries harm my credit score? Answer: … Read More

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Organ Donor Registration Steps

Question: My driver’s license shows that I am an organ donor.  Do I need to register any where else?  What if I change my mind? Answer: It seems the only time I seriously consider becoming a donor, comes with my … Read More

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So You Want To Be A Lawyer?

Question: I am in college and have always wanted to become a lawyer. What steps are required to get into law school, and what are your recommendations for success? Answer: If you are so strongly focused on law school, I … Read More

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Research Borrower Before Lending Money

Question: I lent a friend $4,000.00.  He was supposed to pay me back by now, but hasn’t.  His excuses range from IRS problems to outstanding child support issues.  I ran his name online with the registry of deeds, which shows … Read More

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Life Estate Deed Creates Interdependence

Question: I have been advised to transfer my house to my son, using a life estate deed.  This should be more convenient for him after I pass away. I am 75 years old, and in good health. What happens if … Read More

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No Will. No Control Over Estate

Question:  I don’t have a Will.  What happens with my estate if I die without a Will? Answer:  In Massachusetts, if you die without having a Will, various decisions will be made without your input.  Important matters, such as: who … Read More

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Strict Mortgage Regulations Delayed

Question: Earlier this week I read about strict new mortgage regulations going into effect.  I am concerned because I am self employed, and need a stated income loan to buy a home.  Will I be affected by the new regulations? … Read More

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Seller Must Refinance Before Selling

Question: I converted a two-family home into condos, and am having trouble selling both units together.  One unit is under contract to be sold in a few weeks, but I will not make enough money from this sale to payoff … Read More

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Title Insurance Fee Includes Lawyers’ Commission

Question: You previously mentioned that a closing attorney earns a 70% commission on the sale of a title insurance policy.  Why is the commission so high? Answer: If you were buying a high-definition flat screen television set for your new … Read More

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Don’t be Alarmed by Mailed Notice

Question: My elderly mother received a notice in the mail from a company saying she should send them $70.00 to get a certified copy of the deed to her house.  The notice says that the U.S. Government recommends she have … Read More

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Record a Declaration of Homestead in Mass.

Question: I just bought a house in Tyngsborough, moving from Nashua.  I heard that I need to file a document proving my homestead in Massachusetts.  This is different than New Hampshire.  What do I need to do? Answer: You may … Read More

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The Lender’s Names Change, But Terms Remain the Same

Question: I just refinanced my loan and before I could make one payment, the lender sold the loan.  The new mortgage company is fine, but this is annoying given the effort and time taken to shop for a lender.  Why … Read More

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Out In The Cold With No Air Conditioner

Question: We bought our house during the winter and recently ran our air conditioner for the first time, only to find that it doesn’t work. What can we do? Should we just return the air conditioner for a new one? … Read More

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Clean Up From Flood Before Sale

Question: We recently signed a Purchase and Sale agreement to sell our house, and are closing in a couple of weeks.  We incurred substantial water damage over the past few days.  Do we have to fix this damage or file … Read More

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Keep Unwanted Guests Away With Notice of Trespass

Question: I operate a local antique store.  Yesterday, a shopper became irate after some price negotiation.  He was loud and very intimidating, but didn’t threaten me physically.  Do I have any rights to keep him away from coming to my … Read More

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Vacation Purchase Requires Out of State Attorney

Question: I live in Massachusetts and am buying a vacation home in New Hampshire.  I called your office a few weeks ago looking for your legal review of my purchase and sale contract.  Your office told me you couldn’t represent … Read More

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Do you know where your underground utility lines are?

Question: My home is located on a large lot with streets in front and behind my house.  I recently sold the back portion of my lot to a developer who subdivided and intends to build a home on it.  When … Read More

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Sharing Your Home With Parents Requires Planning

Question: After my mom’s recent death, my father decided to sell their home and move in with my family and me.  He will build an addition with the proceeds from his sale.  Should we add him to our deed?  What … Read More

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How Can Holiday Refinance be Interrupted?

Question: Hoping for some extra money for Christmas gifts this year, I refinanced my mortgage.  My new rate is great, and my lender paid all of my closing costs except for my escrow deposit and prepaid interest.  I kept my … Read More

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Lender Must Approve Seller 2nd Mortgage

Question: I am buying a commercial building using 80% lender financing, and 20% seller financing.  I signed a contract with the seller reflecting these terms.  However, my lender told me it will only allow 10% seller financing.  I simply don’t … Read More

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Moving To New Hampshire To Avoid Taxes; Think Again

Question: Every day on the A.M. radio, people express their fear over the pending tax hikes resulting from the looming election of a liberal democrat governor.  Many of my friends recently moved out of Massachusetts to New Hampshire because of … Read More

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Refinancing? Watch Your Loan Amount

Question: I am refinancing my mortgage loan for the sole purpose of getting a better rate.  I am about 15 years away from retiring, and this will allow me to pay my loan off earlier.  However, my mortgage broker set me … Read More

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Same Sex Partners Should Have a Will

Question: I have been in a same-sex relationship with the same person for 26 years.  In June we were legally married, in Massachusetts.  Three years ago made out our last will and testament, health care proxies and powers of attorney.  … Read More

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Research Borrower Before Lending Money

Question: I recently lent a former friend $3,000.00.  He said he would pay me back by now, but I remain unpaid.  His excuses range from IRS problems to outstanding child support issues.  I am pretty resourceful, and verified his tales … Read More

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Beware of New Owner’s Tax Liens

Question: My fiance and I have been together for five years.  I own a home, and he helps me with my mortgage payments.  In recognition of his contribution, I added my fiance to my deed.  Unbeknownst to me, my fiance … Read More

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Tax Implications of Giving Home to Children

Question: I have been living with my 70 year old mother for many years.  As a thanks for taking care of her, my mother gave me her home.  She signed and recorded a deed granting me the property for one … Read More

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Reverse Mortgages: Modern Day Retirement?

Question: My husband and I are approaching retirement in good health.  We own our home outright and have some money saved.  However, we fear our savings will run out if we live for more than 20 more years.  Is a … Read More

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Ability to Use Security Deposit Depends on Planning

Question: I just purchased a vacant property for rental income.  What should I consider, before I rent it out? Answer: Last week’s column discussed legal requirements for handling a tenant’s security deposit, including a landlord’s duty to segregate, escrow and … Read More

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Be Cautious When Putting Home in Trust

Question: Do I need to pay off my current mortgage before transferring my home into a trust for my children’s benefit? Answer: Unlike most folks who maintain their homes in trust, you asked permission before making the transfer.  Unfortunately, your … Read More

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How Divorce Prevents Sale

Question: I found a great home on a “for sale by owner” website.  The owner is going though a divorce.  According to the current deed, he is the only title holder, but the couple was married when he purchased.  What … Read More

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Offer May Be Subject to Suitable Housing

Question: My family and I recently placed our home for sale.  Within three days, we received an offer to purchase.  However, without a home to move into, we don’t want to be forced to sell.  How can we lock in … Read More

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How To Avoid Friday Afternoon Closings

Question:  The closing on my recent purchase was conducted late on a Friday afternoon.  The seller and I performed all of our obligations, however, the attorney told us the registry of deeds had closed and he was unable to record … Read More

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Don’t Fall for Threat of Lien

Question:         I made a handshake deal to sell my car to a private buyer.  We gave each other a week to prepare for the transfer.  During this time, I changed my mind and decided not to sell.  When I notified … Read More

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Can I inherit from my adoptive parents?

Question:  I was adopted at a young age.  I was raised by wonderful adoptive parents.  Late in life, I reconnected with my biological mother.  All of my parents are elderly, and estate planning is being discussed.  Can I inherit from … Read More

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Haunted House For Sale

Question:        My aunt died in her home.  Since her death, family members swear they have seen paranormal activity in the house.  Ghost hunters were actually called to the house to investigate.  I am listing the home for sale on … Read MoreRead More

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