by admin | Jun 16, 2024 | Insurance, Loan Closing Facts
Have you ever thought about how many decisions you make every day? While you may be able to make these decisions today, this can change dramatically if you ever start experiencing physical or mental decline or become incapacitated. Unfortunately, incapacity can strike...
by admin | Jun 2, 2024 | Insurance, Loan Closing Facts
When it comes to setting up an estate plan, many individuals think of a Last Will and Testament, Trusts and other ways to handle the distribution of their assets. However, one critical aspect often overlooked is the role of disability insurance in safeguarding your...
by admin | Jan 2, 2024 | Loan Closing Facts
Applying for a mortgage loan? Here are the top five things to avoid as advised by First American Title Insurance Company to ensure your loan is approved. Don’t change your marital status. How you hold title is affected by your marital status. Be sure to make...
by admin | Oct 1, 2023 | Buyers, Loan Closing Facts
Question: We are buyers, applying for a mortgage. Our lender yelled at us for getting a department store credit card, during the process. I just wanted to save 20% with my back to school clothes purchase. Did I mess up our mortgage application? Answer: While applying...
by admin | Sep 15, 2020 | Loan Closing Facts
Question: My husband owns his parent’s former home. He is refinancing his mortgage and is the only borrower. But, the closing attorney says I need to attend and sign the mortgage. My name is not on the deed, so why do I need to sign? Answer: Your signature is required...