College Students Still Need Their Parents

Question: My daughter is going to live at college in the fall. In case of a problem, do I need anything legally to support her medically or financially? Answer: I remember my freshman year at college.  Though I was technically … Read More

Thinking of getting pregnant? Get life insurance first.

Question: I’m pregnant and thinking about applying for life insurance.  My agent tells me to hold off my application until after labor.  Am I being discriminated against because I am pregnant? Answer: While many life insurance companies officially claim to … Read More

Does Marriage Help or Hurt with Nursing Home Funding?

Question:  When a senior enters a nursing home and applies for Masshealth long term nursing care coverage, what effect does their marital status have? Answer:  There are two sets of rules for married vs. single applicants for Masshealth long term … Read More

Mother Doesn’t Want Her Ex Raising Kids

Question: My children’s father has never been a part of their lives.  In my Will, can I name a guardian for my kids, other than their father? Answer: Nominating a guardian to raise your minor children is a difficult decision … Read More

Beware Kids’ Creditors With Life Estate Deed

Considering a life estate deed, as an inexpensive alternative to a Nursing Home Protection Trust?  Think again. If you put your kids on your deed, their creditors can lien your home.  When your kids owe money, have an accident, get … Read More

Mother Doesn’t Want Ex Raising Kids If She Dies

Question: My kids’ father has never been a part of their lives. In my Will, can I name a guardian for my kids, other than their father? Answer: Nominating a guardian to raise your minor children is a difficult decision … Read More

Divorcing Seller Raises Purchase Concern

Question: I am buying a house from an owner, who is going through a divorce. According to the current deed, he is the only title holder; but the couple were married when he bought the house.  Will the divorce mess … Read More

Distracted Driving Bill: Important Points

Distracted Driving Bill: Important Points What is not allowed?   No holding or using your cell phone with your hands or fingers No tapping buttons, even if the device is in a holster. No watching Netflix or funny cat videos. What … Read More

Buy Extended Warranty? Stats Say No

Question: Should I buy an extended warranty for my large gifts this holiday season? Answer: We have all been there. Exhausted. Checking out of a long line. Enamored by the lack of intelligence in today’s checkout personnel. Then they hit … Read More

Frequent Flyer Miles Can Be Inherited

Question: My father was a business traveler.  He recently passed away, owning tons of frequent flyer miles.  Can his miles be passed in his Will? Answer: Most airlines reserve the right to refuse the inheritance of frequent flyer miles.  Though, … Read More